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Products
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Accident Policies
We offer several different policies that provide benefits in the event of an accidental injury or death. Depending on the coverage you select, these policies can pay from a few hundred dollars to over $50,000. |
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Hospital, Medical & Surgical Expense Policy
This policy helps cover the costs of hospitalization, surgery, and preventative care such as mammograms, Pap tests and prostate examinations. This policy can be tailored to fit almost any budget. Optional two-year or three-year rate guarantee is available. |
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Hospital Indemnity Policy
This policy pays up to $2,000.00 per day for each day of hospital confinement. It pays in full in addition to any other coverage you have. Ideal for business owners concerned about the potential devastating financial consequences of a hospital confinement. |
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Supplemental Outpatient Policies
These policies help provide coverage for expenses associated with outpatient treatment, such as emergency room, x-rays, lab work, CT scan, MRI's, physical therapy, chiropractic care and office visits.
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Medicare Supplement Insurance
These policies help fill in the gaps in the amounts paid by Medicare. We offer competitive rates. Several "standard" plans to choose from. |
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Home Health Care Policy
With the ever-increasing incidence of in-home care, this policy has become very popular. This policy can also help cover prescription drugs, eye exams, private duty nursing and routine physical exams. |
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Life Insurance
Pays death benefits to surviving family members or beneficiaries. |
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Critical Illness/Specified-Disease Coverage
With the increasing incidence of cancer and heart attack, and other serious conditions, this policy has become a necessity. It will pay a lump-sum benefit up to $25,000 upon the first diagnosis of cancer, heart attack, stroke, end stage renal failure or organ transplant. We also have policies that cover only the fist occurrence of cancer or the first diagnosis of heart attack or major heart surgery. |
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Product availability varies by state.