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September 2, 2010
 
 Products    

Products

 

Accident Policies

We offer several different policies that provide benefits in the event of an accidental injury or death. Depending on the coverage you select, these policies can pay from a few hundred dollars to over $50,000.

Hospital, Medical & Surgical Expense Policy

This policy helps cover the costs of hospitalization, surgery, and preventative care such as mammograms, Pap tests and prostate examinations. This policy can be tailored to fit almost any budget. Optional two-year or three-year rate guarantee is available.

Hospital Indemnity Policy

This policy pays up to $2,000.00 per day for each day of hospital confinement. It pays in full in addition to any other coverage you have. Ideal for business owners concerned about the potential devastating financial consequences of a hospital confinement.

Supplemental Outpatient Policies

These policies help provide coverage for expenses associated with outpatient treatment, such as emergency room, x-rays, lab work, CT scan, MRI's, physical therapy, chiropractic care and office visits.

Supplemental Dental and Vision Expense Policy

Our insurance coverage makes it possible for everyone to receive proper dental care, from routine cleanings to comprehensive dental procedures, and improve your overall health! The plan also provides for eye exams, contact lenses, frames and lenses. You get both Dental and Vision coverage combined in on low premium. All this without the need to worry about being in a network or going to a specific doctor because YOU CHOOSE your own doctor.

"Secure-A-Future" A Whole Life Insurance Policy vs. Secure A Future New Life Policy

Guaranteed Insurability for our children is one of the best gifts you can provide to secure a child's future. A ONE TIME premium guarantees coverage for the child until age 23! (No medical or physical required.)  It then can be converted to a $25,000 permanent Life policy at standard annual rates, even though they may be totally uninsurable. The benefits can never be cancelled regardless of future health issues.

Medicare Supplement Insurance

These policies help fill in the gaps in the amounts paid by Medicare. We offer competitive rates. Several "standard" plans to choose from.

Home Health Care  Policy

With the ever-increasing incidence of in-home care, this policy has become very popular. This policy can also help cover prescription drugs, eye exams, private duty nursing and routine physical exams.

Life Insurance

Pays death benefits to surviving family members or beneficiaries.

Critical Illness/Specified-Disease Coverage

With the increasing incidence of cancer  and heart attack, and other serious conditions, this policy has become a necessity. It will pay a lump-sum benefit up to $25,000 upon the first diagnosis of cancer, heart attack, stroke, end stage renal failure or organ transplant. We also have policies that cover only the fist occurrence of cancer or the first diagnosis of heart attack or major heart surgery. 

Product availability varies by state.

 

 

   
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1-800-654-9106

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