A Kemper Life & Health Company
"Affordable Cost Solution" Fixed Indemnity Policy
This policy provides cash benefits, with no deductible, for:
  • Hospitalization
  • Surgery
  • Outpatient Chemotherapy/Radiation Therapy
  • Optional Benefits provide cash benefits for:
    • Outpatient X-Rays/Lab Tests
    • Outpatient Doctor Visits
    • Ambulance
    • Prescription Drugs
  • Preventive Care such as:
    • Colonoscopy
    • Mammograms
    • Pap tests
    • Diabetes tests
    • Prostate examinations
As with all of our policies, you do NOT have to go to specific doctors or hospitals. YOU can choose your OWN provider!
Policy Form ACS-1 with ACS-OP Rider

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.
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