A
Kemper Life & Health
Company
About Us
Company Overview
Our Office Locations
Contact Us
What Our Customers Say
Careers
Products
Accident Policies
"Affordable Cost Solution" Fixed Indemnity Policy
Hospital Confinement Cash Policy
Supplemental Outpatient Policies
Supplemental Dental and Vision Expense Policy
"Secure-A-Future": A Whole Life Insurance Policy
Medicare Supplement Insurance
Home Health Care Policy
Life Insurance
Critical Illness Indemnity Policy
Cancer Indemnity Plans
HeartCare Indemnity Policy
Specified Disease Policy
Ohio Open Enrollment
Providers
Health Care Professionals
USA Senior Care
Resources & Support
Submit an Inquiry
Online Forms
Take Our Survey
Frequently Asked Questions
Start Here
What Our Customers Say
"We have had Reserve National Insurance for almost 20 years ...
and have used it several times. We have always been pleased with the personalized service and the availability of our agent. We are self-employed and we really appreciate the help we've received from Reserve National, this is a company that does what they say they will do."
- Gletta Clark
“Reserve National helped me get insurance when I was having problems getting insurance at a reasonable cost. I really appreciated how friendly everyone at their home office was, they made it easy to use the insurance.”
-Lucy, North Carolina
“It’s hard to believe that after one month on the policy, my husband would have his appendix burst and have to be hospitalized. I was a little nervous since we were only on the policy for one month and didn’t know much about Reserve National. Now I know it is a stand-up company. I can’t believe we actually received the checks before the actual hospital bill! I didn’t think that ever happened.”
-Debbie, Tennessee
“I just wanted to take a moment and let you know what a blessing your insurance policy has been to me. You are the first insurance company that I bought a health policy from that has actually done what they have told me they would. So, my family thanks you from the bottom of our hearts.”
–Anita, Colorado
“Reserve National has been good for us. They sold us insurance when others would not and their service has been great. Customer since 2000.”
-Linda, North Carolina
“I have a small antique business in Rosenberg, Texas and have had a policy with Reserve National for over five years. I have used the policy multiple times and Reserve National has paid the claims in a timely manner and has always been polite. I would recommend Reserve National.”
–Sondra, Texas
“We are self-employed and health care cost has been a considerable part of our budget. We really appreciate the help we received from Reserve National. This is a company that does what they say. We have had Reserve National insurance for almost 20 years and have used it several times. We have always been pleased with the personalized service and the availability of our agent, as well as his willingness to help us out when we had questions.”
–Ron, Arkansas
“We have been insured by Reserve National since July 2005. My dealings with them have been efficient, professional and pleasant.”
–Diane, North Carolina
“My agent sold me a policy and two weeks later I went to the hospital with Hairy Cell Leukemia and bladder cancer. You guys paid everything you said you would, no qualms or balks. Whew! What a relief.”
–Darrel, Oklahoma
“I would highly recommend that every Small Business Owner have an accident policy from Reserve National. They did exactly what they said they would and there were no surprises.”
–Ron, Iowa
Jim, (Insurance agent for Reserve National)
I wanted to take a moment to thank you for the excellent and professional service you have provided Barbara and me. You have always been timely with responses and always knowledgeable about the many varied aspects of our health insurance policy.
An insurance company is only as good as its agents and you have been a great one! I especially appreciate your recent help with or policy in which you were extremely active in communicating with me and the home office. Few insurance agents take the time and effort you did in helping their customers and it did not go unnoticed by us.
As a policy holder of some 18 years I can say you are one of the best and Reserve National is a better company for having you as their representative.
Thank you and sincerely,
Alan and Barbara Serota
To whom it may Concern:
This is not a complaint- on the contrary, we wish to express our gratitude to you for helping us when we least expected that you would.
My husband got a shot for prostate cancer that was not covered under our policy in the 1st year of coverage, because it was pre-existing. Our medical provider charged us $2650. for that visit, and we were prepared to pay it alone, so he could get his next shot that he needed. They refused to treat him until it was paid in full.
Then we got a letter of “Explanation of Benefits” from your people stating “Re-priced Charges” that saved us $1500.00, just because we’re policyholders. We had to call your service center to understand what was happening, and Della was so kind to explain about a contract that you have with providers.
We are so grateful for your help with this matter that we had to tell you. We know that we made the right decision choosing you as a medical insurance provider, and we’re telling all of our friends what a wonderful thing you did for us. You came through for us during a very difficult time in our lives, and we can’t tell you how much we appreciate it.
Sincerely,
Larry and Kris Ohms
To Whom it May Concern
My name is Tony Patton, my wife Pat and I wanted to thank all of you at Reserve National for your help and kindness during our time of need.
My wife Pat was in the hospital for seven days. We had been told she had ovarian cancer. Needless to say our lives were shattered. But by the grace of God and a lot of prayers she was cancer free. We had purchased a policy from you folks about three years ago and had never had to use it. We had no idea how well it would pay or not. She has a twenty-five hundred dollar deductible and we were concerned about being able to pay it. We had forgotten that when the agent sold us the policy he made it a point to offer us another policy that paid five hundred dollars a day for hospital stays. This turned out to be a blessing for us.
I was worried so I called your number and the lady on the phone was very courteous and when I brought up my concern over the deductible she reminded me of the hospital stay policy and the fact it would help pay the deducible. At that time I sat down and cried with relief. When the hospital and doctor bills started to roll in we were so happy to see how well your company helped to reduce the bills down from their original prices and in some cases in half. And then you paid your part leaving us less to pay from what the bills were to start with. I have on several occasions called your number and always received nothing but kind and courteous help from your folks there at Reserve National. Again I would like to thank you and everyone I have spoken to for being such wonderful and caring people. It is great knowing that my wife is not just a number to you.
Sincerely,
Pat & Tony Patton
Remember Me
Forgot your password?
.
Get a free insurance quote
Select One...
Accident Policies
"Affordable Cost Solution" Fixed Indemnity Policy
Hospital Confinement Cash Policy
Supplemental Outpatient Policies
Supplemental Dental & Vision Expense Policy
"Secure-A-Future": A Whole Life Insurance Policy
Medicare Supplement Insurance
Home Health Care Policy
Life Insurance
Critical Illness Indemnity Policy
Cancer Indemnity Plans Policy
HeartCare Indemnity Policy
Specified Disease Policy
Find an agent in your area
About Reserve National »
Careers »
Offices »
Forgotten your password?
If you have forgotten your password please contact our Customer Care team toll-free at
1.800.654.9106
.