Reserve National Insurance Company Reserve National: A Kemper Life and Health Company. Call Us Toll Free at 800.654.9106
Medical Insurance Bridge
When you are temporarily uninsured, help protect yourself from an injury or sickness. When life's circumstances leave you without health insurance, you need a safety net. Reserve National's Short-Term Hospital, Medical and Surgical Expense insurance is a temporary policy designed to bridge a gap in coverage. This insurance plan provides you with coverage for a limited period of time and may be an ideal solution for those who are:
  • Between jobs or laid off
  • Ineligible for their parents' health insurance plan
  • An early retiree
  • Waiting for open enrollment
  • A recent graduate
  • Waiting for employer benefits to start
  • A seasonal or temporary worker
Choose from a range of deductibles and benefit amounts. Coverage periods from 3 months to 11 months to meet your temporary health care needs.
    BENEFIT OVERVIEWPreventive Care
  • Hospital Confinement
  • Mammogram
  • Outpatient Chemotherapy/Radiation Therapy
  • Pap Smear
  • Inpatient Radiology, Pathology
  • Prostate Exam
  • Surgical Operation Expenses
  • Doctor Visit
  • Anesthesiologist
  • Optional Benefits
  • Air and Ground Ambulance
  • Prosthesis and Physical Therapy
  • Outpatient Physician Visits
  • Outpatient Emergency Room Services
  • Outpatient Diagnostic
Policy Form Series STM-1
This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods. Please refer to the policy and/or outline of coverage for details. Available coverage periods vary by state.